At XHP, we are passionate about challenging the status quo in extras health care, We believe there is a smarter and a better way to fund your extra health needs. For this we created Xtras Health Plan Savings Scheme a managed investment scheme licenced by ASIC. We achieve this rolling by over unused funds year on year therefore saving money for our members and enabling their health . For this we have created an online portal where our members can connect with health practitioners registered with XHP

Most people who get private health extras cover, do so for the peace of mind of knowing there is cover for when they need it. Only to find out that they rapidly lose that piece of mind in the mind boggling terms of how their cover can be used. Most people just give in and accept it and worse still some people adopt the mindset of "Set and Forget" due to their busy lifestyles. Whilst these favour the insurance companies it could be doing a lot of damage to you.

Our focus at XHP is to address this fundamental issue and we set about asking questions.

  1. What if our members had control of their funds ?
  2. What if our members decided how to spend their funds ?
  3. What if our members could benefit and save money at the same time ?
  4. What if our members had all the information they needed to make a decision at their fingertips ?
  5. What if that provided members some peace of mind ?

Experiencing the frustrations first hand lead to the innovation of challenging the status quo and Xtras Health Plan was conceived and formalised by the granting of an Australian Financial Services Licence by ASIC. Enabling XHP to become a true alternative to private health insurance extras cover. Xtras Health Plan holds AFSL number 500574 and is public company bearing ABN number 92 618 020 885

We believe the simplicity of the scheme and access to health providers via the platform will enable and foster health of our members who would have the comfort of knowing costs with preferred health partners right upfront eliminating any doubts and concerns this we do by ensuring that our members are provided with informed financial consent prior to any treatment.

Over time, we are confident of establishing ourselves are your "Trusted Health Plan"